Credit Analyst - The Mauritius Commercial Bank (Maldives)

Deadline: 28 April 2024

EXCELLING OPPORTUNITIES
The Mauritius Commercial Bank (Maldives) Pvt Ltd has for the last 15 years been actively contributing to the enhancement of the banking sector in the Maldives, offering a comprehensive range of services to meet the needs of its valued customers. Our continued success will depend on our capacity to be attentive and innovative to our key stakeholders, including our clients and personnel. 

We currently have an opportunity for a proactive and dynamic individual with a strong analytical mind-set. If you wish to be part of our team, we invite you to explore the following job vacancy.

CREDIT ANALYST

Job Purpose
Conduct credit and customer analysis and work to accurately evaluate requests, assess risks and it's impact on pricing whilst contributing to the preparation of regulatory reports

Responsibilities 
• Analyse credit proposals or renewals by looking at financial risk profile, credit risk profile, caution list, repayment capability, security adequacy and industry position.
• Ensure inputting of approved facilities in T24, insurance policies have been duly renewed, securities have been registered, limits have been renewed, and all KYC documents have been checked.
• Provide to Account Executive (AE) timely and quality reports in respect of clients' credit requests.
• Attend to client visits and meetings with AE for a better understanding of the requests.
• Attend promptly to requests, queries and complaints from internal and external stakeholders as per set standards.
• Ensure all collaterals provided by customers fully cover the facilities granted to customers and that the securities are registered and valid to avoid financial loss by the bank.

Requirements
• BSc Finance / Accounting or equivalent
• Over 3 years relevant work experience
• Banking Experience Mandatory

Only candidates meeting the above criteria need to apply along with their CV, copy of National Identity Card, attested, and accredited copies of certificates addressed to: careers@mcbmaldives.com  

Human Resources
The Mauritius Commercial Bank (Maldives) Private Limited
H. Sifa Building, Male’
careers@mcbmaldives.com 
*Application open for locals only*

Closing date for application:: 28th April 2024

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