Credit Officer - Housing Development Finance Corporation

Deadline: 21 March 2024 | Salary: MVR 11,000 - 13,000

Housing Development Finance Corporation (HDFC) PLC, established in January 2004, is the only specialized housing finance institution in the Maldives. HDFC is a privatized company with International Shareholders represented by the International Finance Corporation (IFC of World Bank Group), Asian Development Bank, and HDFC Bank Ltd. of India, jointly holding 51% of shares.

HDFC has a vacancy for the right candidate who can provide support to the Credit Team of the company in the capacity of Credit Officer.

Job Title:  Credit Officer
Job Type: Full-Time

Job Description
- Provide sufficient and appropriate information to customers and accept application forms
- Determining credit worthiness of clients and evaluating financing facilities
- Presenting applications to the credit committee for decision after thorough credit analysis of the applications
- Preparing Offer/Reject Letters, loan and mortgage agreements
- Provide necessary and appropriate information to customer inquiries accurately and promptly

Job Requirements
- Qualification in Business Administration / Management (Diploma / Degree level)
- Work experience in banking and finance sector will be an added advantage
- Good analytical and decision-making skills
- Should be an effectual communicator verbally and through writing skills
- Ability to work under pressure
- Competent with General Office Software
Salary:  Salary ranging from MVR 11,000 to 13,000, commensurate with qualifications and experience.

Term of Contract: 12 months (Renewal subject to performance review)

Interested candidates are requested to submit application, available for download at, along with a CV, copy of ID card, accredited and attested educational certificates, reference letters from current and previous employers, police report, and other supporting documents on or before 21st March 2024, 2:30 pm. Only shortlisted candidates will be contacted for interview.

Human Resource Department

Housing Development Finance Corporation Plc., 3rd Floor,

Tel: +960 3334666; Fax: +960 3315138; email: 

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